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Navy Federal Credit Union | Banking, Loans, Mortgages & Credit Cards -- Skip to Main Content Navy Federal Credit Union | Army, Marine Corps, Navy, Air Force, Coast Guard, Veterans Sign In -- Checking & Savings Checking & Debit Card Savings Accounts Certificates Money Market Accounts Retirement Savings Education Savings Prepaid and Gift Cards Navy Federal Financial Group Investments Direct Deposit Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. The Ultimate Certificate Strategy Laddering your certificates is an excellent way to ensure you earn the best rates possible. Loans & Credit Cards Credit Cards Auto Loans Mortgages Personal Loans Student Loans Home Equity Loans Motorcycle, Boat & Leisure Vehicles Save and Simplify Student Loans Refinance your student loans with Navy Federal to save time and money. Get Preapproved for an Auto Loan With an auto loan preapproval, you could negotiate a better sales price with the dealer. Services Security Mobile Banking Online Banking Branches & ATMs Business Solutions Navy Federal Financial Group Investments & Life Insurance Optimize Your Security We’re always looking out for your security—that’s why we’ve added 2-Step Verification to your sign in process. Send Money Easily With Zelle ® It’s easy, fast and secure to send and receive money with your friends and family using Zelle . Resources Calculators Articles MakingCents Retirement Center Tax Center Family Finances Military Life Seminars & Events Saving for Retirement Exploring the road to retirement is the first step toward a financially secure future. Tax Center A quick guide to filing your taxes on time. Membership Become a Member Welcome to Navy Federal Offers & Discounts About Us Contact Us Am I Eligible? Our field of membership is open to the armed forces, the DoD, veterans and their families. Servicemember Specials Take advantage of our military exclusives, offering low rates, special offers and discounts for those who have served. Search Sign In Branches & ATMs Contact Us Security -- Routing Number: 256074974 To continue enjoying all the features of Navy Federal Online, please update Microsoft ® Internet Explorer ® to the latest version, or use another compatible browser. You can confirm your browser capability here . For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser . Which Credit Card Is Right for You? Everyday rewards, points, cash back—the choice is yours. Learn More about rewards credit cards » Quick Links Sign In Sign In Username Password Forgot Username or Password ? Sign up for online banking Branches & ATMs Branches & ATMs Navy Federal ATMs can be found at most branches or nearby locations, and they’re free. Using your Navy Federal Debit Card and PIN, you can make withdrawals, deposits, loan payments, balance inquiries, and transfers between your Navy Federal Credit Union accounts. Featured Products Featured Products Savings Account It's easy to save with a Navy Federal savings account. cash Rewards Credit Card Earn 1.5% cash back on purchases. Personal Loans Secure the money you need today. Certificates Make your money work for you. Auto Loan Get great benefits with our low-rate auto loans. Private Student Loans Finance your education. Become a Member Become a Member Membership is open to all branches of the armed forces and family members. Confirm your eligibility and join now! Servicemembers & Veterans Active duty, reservists, veterans, and retired members of the armed forces and Coast Guard Veterans Description here -- Civilians DoD employees and contractors Family Members Immediate family members of member, or someone who is eligible Learn More about Membership News & Updates Power Up With an EasyStart℠ Certificate Just $50 to Start! life COVID Stimulus: Manage Your Deposit Digitally Use digital banking to stay on top of your COVID stimulus deposit. Earn Bonus Points With The Navy Federal More Rewards Card An Important Message from Our President & CEO About COVID-19 Snap, Tap and Deposit life Stay Safe from COVID-19 Scammers Protect yourself from scammers using the coronavirus pandemic as a tool to lure you in with phishing scams. Tax Deadline Extended Refinance Your Current Car Loan With Us and Get $200 You could save on interest, lower your payments and more. Flex Your Finances in April With Rates Savings as high as 1.25 % APY -- Savings as high as + 1.10 % APR 5/5 ARM as low as + 4.535 % APR -- Auto Loans as low as + 1.79 % APR Certificates as high as 3.50 % APY Credit Cards as low as ++ 7.49 % APR We encountered an issue with our Rates feed, please call for rates or check back later. More Rates news Managing Money in Uncertain Times Get tips to secure your personal finances during uncertain economic times. personal finance What Budget Plan Is Right for You? Setting up a smart budget helps keep your finances on track now and in the future. Creating a Budget Family Finances personal finance Make Living Within Your Means Possible Take steps to live within your means and save more. Navy Federal Information Mission Statement Since 1933, Navy Federal Credit Union has grown from 7 members to over 8 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: “Be the most preferred and trusted financial institution serving the military and their families.” About Navy Federal About Us Careers Newsroom Videos Navy Federal Events Become a Member Member Support Contact Us Branches & ATMs Current Rates FAQs Security Center Forms & Brochures More Services MakingCents Financial Learning Navy Federal Financial Group Business Solutions Mobile Banking 24/7 Member Services: 1-888-842-6328 Routing Number: 256074974 Navy Federal on Facebook Navy Federal on Twitter Navy Federal on LinkedIn Navy Federal on YouTube Navy Federal on Instagram Policy & Disclaimers Navy Federal Credit Union Privacy Security Accessibility Browser Support Site Map © 2020 Navy Federal Credit Union. All rights reserved Navy Federal Credit Union is federally insured by NCUA. Equal Housing Lender Equal Opportunity Employer Navy Federal conducts all member business in English. All origination, servicing, collections and marketing materials are provided in English only. As a service to members, we will attempt to assist members who have limited English proficiency, where possible. Military images used for representational purposes only; do not imply government endorsement. Android ™ , Google Pay ™ and Google Play ™ are trademarks of Google LLC. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. App Store ® , Apple ® , Apple Pay ® , iPhone ® , iSight ® , Wallet ® , Touch ID ® and iTunes ® are trademarks of Apple, Inc., registered in the U.S. and other countries. Amazon, Kindle, Fire and all related logos are trademarks of Amazon.com, Inc. or its affiliates. APY = Annual Percentage Yield, APR = Annual Percentage Rate +Rates are based on an evaluation of credit history, so your rate may differ. ++Rates are variable and based on an evaluation of credit history, so your rate may differ. *Message and data rates may apply. Terms and Conditions are available. ♦Terms and conditions are applied to gift cards. Use of Cookies by Navy Federal Online Navy Federal uses small text files called cookies to collect anonymous Web site traffic data. This information helps improve our Web services. Our cookies do not collect or store any personally identifiable information. USA PATRIOT Act Information To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account...